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How Multi-Agent AI Scores Regulatory Risk: Inside Cleo's Pipeline

A deep dive into the multi-agent AI architecture behind Cleo's regulatory risk scoring, from the 5-stage pipeline to the 30+ specialized agents that achieve 98.5% accuracy.

Naomie HaliouaNaomie HaliouaCDO and co-founder · 8 min read

AI

The 5-stage pipeline

1

Profile: AI agents analyze the company's domain, products, markets, and data practices

2

Discover: Specialized agents scan 3,700+ sources to identify applicable frameworks

3

Score: Risk scoring agents evaluate severity × likelihood for each regulation

4

Enrich: Context agents add obligation details, deadlines, and enforcement history

5

Assess: Synthesis agents generate executive-ready risk reports with recommendations

Why multi-agent beats single-model

Each scan involves 30+ specialized LLM calls and 420-1,200 web search calls. Purpose-built agents reduce hallucination risk because each agent operates within a narrow, well-defined scope. Cross-validation between pipeline stages catches errors early. The result: 98.5% accuracy across 12,400+ regulatory determinations, with full source traceability on every output.

Frequently asked questions

How does multi-agent AI work for regulatory scoring?
Multi-agent AI for regulatory scoring uses a pipeline of 30+ specialized agents, each handling a distinct task: company profiling, jurisdiction identification, framework discovery, risk scoring, and report generation. Each agent is purpose-built and fine-tuned for its specific task, reducing hallucination risk. The agents collaborate in a 5-stage pipeline (Profile → Discover → Score → Enrich → Assess) with cross-validation between stages.

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